Elizabeth C.
Posted
Horrible customer service
Horrible customer service. Zero appreciation for loyal customers. I've been with Clearent/XplorPay for 6 years and they would rather nickel and dime me than keep me as a customer.

Bad
21 reviews
At Clearent we like to keep things simple. Our goal is to be one of the world’s very best credit card processing companies, and our way of achieving it is pretty simple. We provide the kind of passionate service that people really don’t expect anymore, the kind that makes customers enthusiastically recommend us to their friends and colleagues. Couple that with transparency, integrity, and innovation and you’ll find a company that never stops looking for ways to make our clients more profitable. Founded in 2005, we built Clearent from the ground up to be a different kind of payment processor, the kind that brings a whole new dynamic to the industry, going beyond transactions to build long term relationships and provide our clients with the tools and insights that make a difference.
Clearent (clearent.com) has 21 customer reviews on Consumer Courier, with an average rating of 1.9 out of 5.
Showing 16 reviews with 1 star · Clear filters
Elizabeth C.
Posted
Horrible customer service. Zero appreciation for loyal customers. I've been with Clearent/XplorPay for 6 years and they would rather nickel and dime me than keep me as a customer.
Johnson's M.
Posted
In my experience, this has been a terrible experience. The agreement they give you includes a **3-year lock-in written in very small print**, and if you try to cancel early, they charge a **termination fee that ends up being more than what you would have paid if you had just stayed with them**. Communication is extremely poor—they don’t clearly explain the terms or the charges. They take your **bank account information**, and you often aren’t even aware of the charges until the money has already been withdrawn. Even after terminating the account, I was **still being charged random fees**. Overall, based on my experience, I would strongly recommend do not use.
John Montes De O.
Posted
Terrible experience, they make you sign a 3 year deal minimum and if you try to leave they charge you. My business is just starting and they just continue to take out money from my bank account. Stay away if you want to grow your business
Whitney E.
Posted
After adding on a payment feature with Clearent by Xplor Pay for my small business in 2019 through an online scheduling system that we had previously trusted for 3 years, this year in 2025, we experienced our first chargeback request in 10 years of business for $1,500 that was handled extremely poorly by their staff. We had already given them $3,833 in merchant fees at that point for 6 solid years, and the communication to our team about the case was rude, disrespectful, and cold. Their handling of the situation implied that we were 100% at fault without any information from us to factor into their communication, such as considering the legal contract this horrible client had broken who was attempting to steal from our practice. They failed to provide email communication with a follow-up request that came with a deadline and initially denied that they had sent an email at all about the chargeback request on June 24th, 2025. We immediately terminated business with Clearent by Xplor Pay and resumed full business interactions with Square for our merchant services, a decision we are still very happy with as they are far more ethical, respectful, and trustworthy.
sam B.
Posted
Staying as far away from this company as you can they have turned into a ripoff deal by not processing payments like they should and just collecting fees.
Response from Clearent· Oct 16, 2025
Hi Sam. We understand your frustration. You’d been processing with us since 2018 and closed your account in August. It looks like a transaction was blocked by our risk controls, which may have caused the disruption, but that should have been clearly communicated. If you’d like us to review this further, please reach out to [email protected] so we can assist.
Zachary F.
Posted
Lots of hidden fees and lack of transparency. When we left and migrated to a different payment system they charged us to provide migration data, but then didn’t get everything we need so we weren’t even able to migrate properly. When I said I shouldn’t have to pay the migration fee I was basically told that was too bad.
Response from Clearent· Oct 16, 2025
Hi Zachary, thanks for the feedback. While all communication around your export request appeared positive, our support team was not made aware that you were having issues with the data otherwise we would have stepped in to resolve it. The export fee is standard across providers, but it should always result in a complete, usable file. If you’d like us to review this further, please reach out to [email protected] so we can assist.
Pamela A.
Posted
AVOID AT ALL COSTS!!!!!!!!!! Very unprofessional, deceptive practices, TONS on hidden fees and charges. I only had an account open with them for about 1 month, closed it right away when I realized what a scam they are, and I'm STILL getting monthly random fees and charges on a closed account.
Response from Clearent· Oct 16, 2025
Hi Pamela. We're sorry for the frustration you've experienced. Your account processed payments for a two-month period, and during that time a compliance fee was applied because PCI validation wasn’t completed. Since the account has now been fully closed, no further billing will take place. Please feel free to reach out to [email protected] if we can assist further.
MICAELA L.
Posted
I was forced into using Clearent because it was embedded into a scheduling app. This was years ago, the experience was a nightmare. I've changed apps because of this experience and now they've started spamming me with emails YEARS later, and despite sending the unsubscribe request, won't stop. Response: If I show as an active customer that's because you didn't do your job five years ago and close the account. Clearant didn't pay, I'd have to call and ask where our funds are. And why, five years after I left, am I just now getting the spam emails?
Response from Clearent· Jun 26, 2025
Hi Micaela, I'm sorry to hear about your frustrations. As an active customer, you’ve been receiving required communications. Our support team has reached out a few times to assist with closing your accounts, but we still need a signed closure form to complete the process. Please give our team a call at 877.867.6548, and they’ll be happy to help you wrap this up. Thank you.