DeserveReviews of deserve.com

Great! Wish they would have increased credit line earlier. App is effective. Wished there was a way to increase cash back as well.

I'm happy with it.

I am a college student. Deserve was the first credit card that accepted me. I have been very happy with them, especially the automatic payments and the notifications once a transaction has happened. It's helped me build credit and has a super easy app which has also helped me learn more credit and how it's calculated. Overall great company and card.

I like Deserve. Overall, it’s been a really good card for a student. However, it doesn’t allow syncing to any kind of budgeting software, like Mint, which makes it inconvenient to use for everyday purchases, and I primarily rely on my other card because of that.

Put Deserve on platforms like Mint and Marcus by Goldman Sachs. It is hard to manage budgets without Deserve being available on these platforms.

cashback has to be above $25

I changed my checking account, though I forgot to change the information for auto pay on my credit cards. So all my payment returned. The interesting section of this story was that all credit cards waive "RETURNED PAYMENT FEE" except Deserve. I called Deserve customer service multiple times but they cared about my case unprofessionally and never waived my first returned fee. After that, I barely used my Deserve card and prefer to use my other credit cards that value their customers.

An average credit card. The cashback is only given in $25 increments (meaning one must spend $2,500) in order to get cash back which is annoying. With a Credit Limit of $800, it is difficult to get cashback.