customer
Posted
Amazing to work with
Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!

Excellent
153 reviews
If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded.Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire.Programs for Self-Employed Borrowers — California, Florida, and Texas:Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs.Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income.Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage.Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place.Programs for Real Estate Investors — Nationwide:DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns.No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today.Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation.homelifemtg.com | 888-677-2526
HomeLife Mortgage (homelifemtg.com) has 153 customer reviews on Consumer Courier, with an average rating of 5.0 out of 5.
153 approved reviews, newest moderated first
customer
Posted
Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!
Mandy
Posted
We had an exceptional experience working with Jayne and Darrin! Highly recommend them as they are definitely on top of things and work in the best interests of their customers.
Customer
Posted
Jayne found me a good bank statement loan and saw the process through to completion, under a tight timeline, just as she promised me she would!
Robert L.
Posted
Excellent service, very easy HELOC loan application process.. About 2 weeks from application to funding. Great Job Jayne , Darrin and the team!!!
McNally & Associates R.
Posted
Fantastic experience with Jayne and Darrin! I was referred to them for a cash out refi with very specific needs. They walked me through everything in detail and were great partners along the way!
Diego R.
Posted
Darrin and Jayne at HomeLife Mortgage are nothing short of exceptional. In my time as a real estate investor, I’ve worked with five to six different lenders in the past year alone, and I can honestly say I’ve never worked with anyone more professional, responsive, or excellent than them. This was a complex transaction with multiple moving parts and tight timelines, yet they brought clarity to every step of the process. What could have been stressful and confusing felt seamless because of their experience and communication. They closed quickly, stayed on top of every detail, and were always available when needed. Beyond their professionalism, they are genuinely great people who truly care about their clients. Their decades of experience clearly show, and it makes a real difference. I’m incredibly grateful for their work on this deal and look forward to working with HomeLife Mortgage again in the future. I cannot recommend Darrin and Jayne highly enough.
Omid N.
Posted
Great team great experience. Highly recommend !
Jeff M.
Posted
Jayne and her group worked hard and were highly competent throughout the loan process all the way to closing.