American SeniorReviews of americansenior.com

We are so glad that we contacted American Senior Mortgage. Neal Melton, our loan originator, was friendly, informative and, most importantly, he was always reachable and very responsive any time we needed assistance. We are thrilled to have the equity from our property and to be out from under an ever increasing adjustable mortgage. In our opinion, this is the only way to go and American Senior Mortgage excelled in this process.

Reverse mortgage can be a difficult and nervewracking undertaking. With the amounts of paperwork and processes, it’s not for the faint of heart. We were fortunate to have David Hernandez as our loan originator. David removed the complexities by explaining process steps while not making them seem overwhelming. He was regularly attentive to our question/concerns. He made the experience an enjoyable and stress free effort. David was a key reason we chose American Senior for our reverse mortgage loan Sincerely, David L Brown

I recently did a reverse mortgage and David Hernandez was my agent. He guided me through the process thoroughly explaining everything and answering questions. I was extremely pleased how efficiently the process was completed (4/1/25) and thank David for helping me he is an asset to American Senior.

Having had no experience nor knowledge of a reverse mortgage and how it works, my family and I went into this blindly. We were on a venture to get a reverse mortgage for my elderly brother. My sister-in-law went online to research this. Enter Richard Hettish of American Senior Reverse Mortgage...I am not literate in the world of finance but Richard took time to explain the workings of a reverse mortgage. No matter how many times he had to explain something to my family, he did it with professionalism, knowledge and care. He was always available for us and patient with our questions. Richard is kind, always asking how my brother is and even though I was the main contact for the family, he always left messages for my brother as well as the other family members. Explaining a mortgage can become tedious at times but Richard's sense of humor always brought a welcomed relief. We were very fortunate to have found Richard and we highly recommend Richard to anyone who is looking for help in this area.

It was a pleasure working with Neal Melton. Everything went quickly, easily, and smoothly. I recommend working with American Senior, ask for Neal.

I had Steven Schwab as my advisor. He & his team were exceptionally helpful & guided us through the whole process. Steve was very knowledgeable about the whole process & explained each step in easy to understand language. I would highly recommend him & the American Senior company.

From start to end of the process and services were dealt in professionalism, courtesy, and civility. The progressive trust between both parties derived at the goal with ease. I deemed this reverse loan a successful satisfaction.

Neal Melton, Senior Loan Originator with American Senior Lending was a great partner as I applied and received my home equity conversion mortgage, HECM, ('reverse mortgage'). Neal walked through the process with me, answering all questions with prompt, accurate and patience. He responded almost immediately to my sometimes-panicked needs for understanding the process. He made all the steps easy; nothing was a surprise, and I felt supported and heard through the process. I highly recommend Neal and American Senior Lending to my family and friends and anyone considering a HECM