Noah (formerly Patch Homes) is a modern finance company helping homeowners tap into their home value to meet their financial goals without incurring new monthly payments or interest. Founded in 2016 and headquartered in San Francisco, Noah’s innovative equity sharing model is a debt-free alternative to traditional home equity loans and HELOCs. By partnering with homeowners, Noah offers homeowners in select metro areas across the United States a one-time cash payment in exchange for a share in a percentage of their home’s future appreciation or depreciation.Get an estimateWant to learn more? Contact a Noah Home Advisor
Noah (noah.co) has 179 customer reviews on Consumer Courier, with an average rating of 4.4 out of 5.
Also known as
noah.co
Website
noah.co
Category
Investments & Wealth
Location
San Francisco, California
Listed on Consumer Courier
2026
About these reviews
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
The score is the plain average of the published reviews on this page.
Noah is such a wonderful experience. The customer service is tops, they are very responsive, accommodating & get quick results.
I recommend Noah.
Lucy Chadwick
Response from Noah· Jul 21, 2020
Hi Lucy, thanks for taking the time to leave a review! We’re so glad we were able to partner with you.
EO
Edward O.
Posted
Very easy to work with
Very easy to work with. Represtative knew what she was doing and patiently answered all my questions.
HU
Hope U.
Posted
Be Cautious!
On paper and slick user friendly website, this looks great! Which non-traditional home owner wouldn't want to cash in on equity to eliminate high interest debt and have some left over? But when the 100+ page document arrives peppered with phrases like 'special power of attorney,' 'irrevokably granting power of sale,' and which gives them the right to purchase all or part of your house, and also reserve the right to market and sell your home, alarm bells went off for me. Please don't feel obligated to sign, as I did, because I was sipping ice tea outside with a notary in 90 degree heat. Tell them you need your lawyer to look it over. I signed after asking the notary if I had a 3 day right of recision, and was also told I did by the customer service rep. The next day I was told I do not so please heed my warning and tread carefully! This may work for some but be prepared to give up a lot for the money -- you cannot then do a traditional re-fi with cash out as you may not increase debt, can't rent your house or have a film shoot there, can't go on a year long sabbatical as it must be your primary residence, and so on and so on. Their contract is extremely restrictive and loooong and packed with legal language. No one at Noah could sufficiently explain to me why, when I agreed to sell a portion of my future equity, why then was there a 70 page Real Estate Purchase Option Agreement allowing them to purchase all or part of your home (real property) at any time through no fault of your own? I am now trying to get out of this and will never sign a document such as this without first having a lawyer review. Will update after I speak with them today if they are making this easy or hard. I went ahead and acted as I have a 3 day right even though they gave me conflicting information. Insist on a 7 day review period before you sign anything! Was really looking forward to eliminating credit card debt but I will have to carry that burden a little longer and do it the old fashioned way, which is to pay as much off as I can then go for a conventional re-fi with cash out. They seem like nice people at Noah, but they know most homeowners in my boat are over a barrel. Oh, and they kneecap you from the start by instantly devaluing your house anywhere from 16-24% - you can argue for the lower end like I did but I believe it gives them an unfair advantage. I don't quibble with them making their money; I do quibble with giving them an irrevokable right to purchase and sell my property, I agreed to share equity not sell my home.
Response from Noah· Aug 5, 2020
Hi Hope, thanks for taking the time to write about your experience. We always strive to be upfront and transparent about our contract terms, which is why we make all closing documents available to applicants for review before the final notary appointment. Our home advisory team is standing by to answer any additional questions you may have! Feel free to give us a call at anytime at 415.578.6515.
CH
customerjerry H.
Posted
Working with sang was my best…
Working with sang was my best experience working with any kind of loan thanks a million and as I told sang I will pass the word of Noah
LE
Letitia
Posted
Perfect way to tap equity for my circumstances
Very simple process and worked with a very professional account executive. In less than a month during these Covid times, I had funds in my account from the time I applied.
Response from Noah· Jun 26, 2020
Hi Letitia, thanks for your review! We're so glad we were able to quickly deploy your funding, and look forward to partnering with you for years to come.
AN
Anonymous
Posted
Very smooth process.
Very smooth process.
EG
Edward G.
Posted
Sang was consistently responsive very…
Sang was consistently responsive very promptly. She was also very clear in her explanations, as well as always being courteous and friendly. She is a top agent.
Response from Noah· Jul 21, 2020
Hi Edward, thanks so much so sharing - we're happy to hear you had a great experience working with Sang!
RE
Rebecca
Posted
No fuss financing
No fuss financing. I was appreciative of the continual communication throughout the process.